Automotive Payments

Payment Processing Built for Automotive

ValPay powers payment processing for auto shop and repair management software. Estimates, repair orders, parts deposits, and pickup payments: one embedded payment layer from drop-off to drive-away.

Industry Challenges

Why Automotive Businesses Need Specialized Payments

Auto shops bill by the repair order, not the cash register. Estimates that change once the car is on the lift, parts deposits, warranty and insurance splits, and customers who pay at pickup. Generic processors weren’t built around an RO.

01

Estimate-to-RO Drift

The final bill rarely matches the first estimate. When approved work changes on the lift, the payment system has to follow the repair order, not fight it.

02

Parts Deposits

Special-order parts mean collecting a deposit before the work starts and the balance at pickup. Staged payments through a generic processor are a manual workaround.

03

Warranty & Insurance Splits

One repair can be paid by three parties: the customer, a warranty provider, and an insurer. Splitting a repair order across payers is routine in auto and an edge case everywhere else.

AUTOMOTIVE CASE STUDY

How ServiceCentral brings payment into the repair order

ServiceCentral builds service and repair management software for automotive shops and depot repair operations. Read how embedding ValPay connects the repair order, the counter, and the payment in one flow, and what that earns the platform. Tell us where to send it.

Get the case study

Solutions

How ValPay Solves Automotive Payment Challenges

RO-Linked Payments

Every payment posts against the repair order it belongs to. Deposits, progress payments, and the final bill at pickup reconcile themselves.

Text-to-Pay at Pickup

Send the invoice by text when the car is ready. Customers pay from their phone and pick up without waiting at the counter.

Deposits & Staged Billing

Collect parts deposits up front and the balance at completion, tied to repair order milestones, with reminders that keep cash flow steady.

Dashboard

Transactions

Deposits

Batches

Exports

Statements

Users

Virtual Terminal

Dashboard

Sales Overview

Select Store

Select Range

Payment Method

Weekly Comparison

This week

Last week

$20k

$15k

$10k

$5k

$0

17 Sun

18 Mon

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21 Thu

22 Fri

23 Sat

Recent Transactions

Date

Store Name

Processor Ref.

Card Holder

Merchant Ref.

Showing

1-10

of

52

Gross volume

3.2%

USD 4,130.99

€1,253.92

Aug 2024

Dec 2024

Dashboard

Transactions

Deposits

Batches

Exports

Statements

Users

Virtual Terminal

Dashboard

Sales Overview

Select Store

Select Range

Payment Method

Weekly Comparison

This week

Last week

$20k

$15k

$10k

$5k

$0

17 Sun

18 Mon

19 Tue

20 Wed

21 Thu

22 Fri

23 Sat

  • GBP £90.75

  • USD $456.20

  • EUR €320.40

  • CAD $120.00

  • USD $180.00

  • GBP £90.75

  • USD $456.20

  • EUR €320.00

  • CAD $120.00

  • USD $180.00

USD $180.00

CAD $120.00

EUR €320.40

USD $456.20

GBP £90.75

  • GBP £90.75

  • USD $456.20

  • EUR €320.00

  • CAD $120.00

  • USD $180.00

USD $180.00

CAD $120.00

EUR €320.00

USD $456.20

GBP £90.75

Multi-Payer Splits

Split a single repair order across the customer, a warranty provider, and an insurer: each payer settles their share against the same order.

Features

Automotive Payment Features

Counter & Lane Terminals

Countertop and service-lane terminals for drop-off deposits and pickup payments.

Text-to-Pay Invoices

Send the final invoice by text or email so customers pay before they're back in the building.

Service Contract Billing

Automated recurring billing for maintenance plans and fleet service agreements.

Multi-Bay, Multi-Location

Payments roll up by service writer, bay, and store with per-location reporting.

Integrated Invoicing

Invoices generate straight from the closed repair order. No re-keying.

Card on File

Store customer and fleet cards securely so repeat visits and follow-up work charge without re-entry.

Why ValPay

Why Software Platforms Choose ValPay

100%

of merchant processing volume earns your platform revenue share

99.9%

uptime across a globally redundant processing network

1:1

Dedicated account team and integration specialists for every partner

"Our shops live inside the repair order, so payments had to live there too. With ValPay embedded in ServiceCentral, the deposit, the approved add-on, and the final bill at pickup all settle against the RO they belong to. Our customers stopped chasing settlements, and payments became a line of business instead of a referral."

Kieren Beltrame

President, ServiceCentral

Our success stories

Proven success with leading software platforms

Our expertise as software operators means we understand your challenges firsthand. That’s why leading platforms trust ValPay to power their payments with reliability, security, and scale.

Join ValPay for vertical market growth

Our partners boost their revenue, retain more customers, and streamline operations with integrated solutions.

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  • TDO logo

Ready to create value?

Integrating ValPay into your software platform is more than just adding a payment solution: it’s creating a strategic advantage.

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Ready to create value?

Integrating ValPay into your software platform is more than just adding a payment solution: it’s creating a strategic advantage.

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Ready to create value?

Integrating ValPay into your software platform is more than just adding a payment solution: it’s creating a strategic advantage.

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Frequently Asked Questions

How it works

Quick answers to the most frequently asked questions about ValPay and embedded payments. Need more help? Our team is always here to assist.

What is ValPay and how does it work?

ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue—without the burden of managing underwriting, compliance, and regulatory complexities that come with being a PayFac. Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.

What industries does ValPay support?
What tasks can ValPay perform?
How much does ValPay cost?
Can ValPay be integrated as a white-label solution?
How quickly can ValPay be deployed?
What payment methods does ValPay support?

Frequently Asked Questions

How it works

Quick answers to the most frequently asked questions about ValPay and embedded payments. Need more help? Our team is always here to assist.

What is ValPay and how does it work?

ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue—without the burden of managing underwriting, compliance, and regulatory complexities that come with being a PayFac. Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.

What industries does ValPay support?
What tasks can ValPay perform?
How much does ValPay cost?
Can ValPay be integrated as a white-label solution?
How quickly can ValPay be deployed?
What payment methods does ValPay support?

Frequently Asked Questions

How it works

Quick answers to the most frequently asked questions about ValPay and embedded payments. Need more help? Our team is always here to assist.

What is ValPay and how does it work?

ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue—without the burden of managing underwriting, compliance, and regulatory complexities that come with being a PayFac. Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.

What industries does ValPay support?
What tasks can ValPay perform?
How much does ValPay cost?
Can ValPay be integrated as a white-label solution?
How quickly can ValPay be deployed?
What payment methods does ValPay support?

Embedded Payments Partner

Fuel your growth

Simplify payment operations, unlock revenue opportunities, and deliver exceptional value to your users with ValPay’s seamless, scalable solutions.

Embedded Payments Partner

Fuel your growth

Simplify payment operations, unlock revenue opportunities, and deliver exceptional value to your users with ValPay’s seamless, scalable solutions.