Healthcare Payments
Payment Processing Built for Healthcare
ValPay powers payment processing for healthcare software platforms. Handle patient billing, insurance co-pays, and recurring treatment payments with HIPAA-compliant processing designed for medical, dental, and long-term care software.

Industry Challenges
Why Healthcare Businesses Need Specialized Payments
Healthcare payment processing is uniquely complex, combining insurance reimbursements, patient co-pays, regulatory compliance requirements, and multi-provider billing scenarios. Software platforms serving healthcare facilities need a payment partner that understands HIPAA, Medicare, Medicaid, and the full complexity of healthcare revenue cycles.
01
Insurance & Medicare/Medicaid Processing
Navigating the complexity of insurance reimbursements, Medicare, and Medicaid claims requires specialized payment flows. Generic processors can't handle the split billing between insurance and patient responsibility.
02
HIPAA Compliance
Healthcare payments must meet strict HIPAA security requirements. Payment systems that handle protected health information need to demonstrate compliance without creating friction for care teams.
03
Patient Collections & A/R
Outstanding patient balances are a top revenue cycle challenge. Without automated payment reminders, payment plans, and easy self-pay options, healthcare providers struggle with collections and days in A/R.
HEALTHCARE CASE STUDY
How MacPractice put payments inside the practice
MacPractice runs practice management for Mac-based medical offices. Read how embedding ValPay brought patient payments into the same ledger the front desk already uses, and what it changed for collections. Tell us where to send it.
Solutions
How ValPay Solves Healthcare Payment Challenges
EHR-Integrated Billing
Payments flow directly into the patient ledger within your software. No manual reconciliation, no separate payment portal. Every transaction is matched automatically to the correct patient account.


HIPAA-Compliant Processing
End-to-end encryption, tokenization, and PCI DSS Level 1 certification protect patient payment data. ValPay's infrastructure meets HIPAA security requirements for payment system vendors.
Patient Payment Plans
Set up recurring payment schedules for outstanding balances with automatic card-on-file charging. Reduce A/R aging and improve collections without burdening your care team.
Insurance Co-Pay Handling
Calculate and collect the patient's share at the point of service. Support split transactions between patient responsibility and insurance, with automatic posting to the patient account.
Features
Healthcare Payment Features
HSA/FSA Card Acceptance
Accept all major health savings account and flexible spending account cards for eligible healthcare expenses.
Medicare/Medicaid Compliance
Built to support the regulatory requirements of government insurance programs.
Patient Portal Payments
Secure online payment portal for patients to view and pay balances at their convenience.
Automated A/R Reminders
Email and SMS reminders for outstanding balances, reducing days in A/R without manual outreach.
Multi-Provider Billing
Handle payments across multiple providers, departments, or locations within a single software platform.
Patient Text-to-Pay
Send patients a secure payment link by text so they can settle balances from their phone.
Why ValPay
Why Software Platforms Choose ValPay
100%
of merchant processing volume earns your platform revenue share
99.9%
uptime across a globally redundant processing network
1:1
Dedicated account team and integration specialists for every partner































