Hospitality Payments

Payment Processing Built for Hospitality

ValPay powers payment processing for restaurant, bar, and venue management software. Tabs, split checks, tips, and pay-at-table: one embedded payment layer built for the pace of service.

Industry Challenges

Why Hospitality Businesses Need Specialized Payments

Restaurants, bars, and venues run payments at the speed of service. Tabs that stay open all night, checks that split four ways, tips that have to land with the right server. Generic processors weren’t built for any of it.

01

Open Tabs & Pre-Auth

A bar tab is a pre-authorization that grows all night and settles with a tip at close. Most processors treat every transaction as a one-shot sale and make tabs a workaround.

02

Split Checks & Shared Tables

One table, four cards, two items shared: splitting a check is routine in hospitality and an edge case everywhere else. The POS and the processor have to agree on every split.

03

Tips & Tip-Outs

Tips ride on almost every transaction and have to flow through payroll, pooling, and tip-out rules. When the processor doesn't carry tip data cleanly, reconciliation lands on the manager.

HOSPITALITY CASE STUDY

How H&L built payments into the POS

H&L builds point-of-sale and back-office software for hospitality venues. Read how embedding ValPay makes the terminal and the till one system, and what the end-of-day looks like when it balances itself. Tell us where to send it.

Get the case study

Solutions

How ValPay Solves Hospitality Payment Challenges

Bar Tab Pre-Auth

Open a tab with a card tap, let it grow through the night, and capture the final amount with tip at close: the full pre-auth lifecycle, built in.

Pay at the Table

Handhelds and QR codes bring the check to the guest. Split, tip, and pay without the server walking the card away.

Tip Handling Done Right

Tip amounts post with the transaction and flow to the POS for pooling, tip-outs, and payroll. No end-of-night spreadsheet.

Dashboard

Transactions

Deposits

Batches

Exports

Statements

Users

Virtual Terminal

Dashboard

Sales Overview

Select Store

Select Range

Payment Method

Weekly Comparison

This week

Last week

$20k

$15k

$10k

$5k

$0

17 Sun

18 Mon

19 Tue

20 Wed

21 Thu

22 Fri

23 Sat

Recent Transactions

Date

Store Name

Processor Ref.

Card Holder

Merchant Ref.

Showing

1-10

of

52

Gross volume

3.2%

USD 4,130.99

€1,253.92

Aug 2024

Dec 2024

Dashboard

Transactions

Deposits

Batches

Exports

Statements

Users

Virtual Terminal

Dashboard

Sales Overview

Select Store

Select Range

Payment Method

Weekly Comparison

This week

Last week

$20k

$15k

$10k

$5k

$0

17 Sun

18 Mon

19 Tue

20 Wed

21 Thu

22 Fri

23 Sat

  • GBP £90.75

  • USD $456.20

  • EUR €320.40

  • CAD $120.00

  • USD $180.00

  • GBP £90.75

  • USD $456.20

  • EUR €320.00

  • CAD $120.00

  • USD $180.00

USD $180.00

CAD $120.00

EUR €320.40

USD $456.20

GBP £90.75

  • GBP £90.75

  • USD $456.20

  • EUR €320.00

  • CAD $120.00

  • USD $180.00

USD $180.00

CAD $120.00

EUR €320.00

USD $456.20

GBP £90.75

One Close, One Ledger

Sales, taps, and settlements post to the same ledger. The end-of-day balances itself instead of being explained.

Features

Hospitality Payment Features

Pay-at-Table Handhelds

Tableside terminals for check presentation, splitting, tipping, and payment in one stop.

QR Order & Pay

Guests scan, order, and pay from their phone, built for patios, counters, and high-volume service.

Split Check Support

Split by seat, by item, or evenly across any number of cards without slowing the table down.

Tip Pooling Data

Clean tip data on every transaction, ready for pooling rules and payroll export.

Online Ordering Payments

One payment layer across dine-in, pickup, and delivery orders placed through your platform.

Gift Cards & House Accounts

Sell and redeem gift cards and run house accounts on the same rail as card payments.

Why ValPay

Why Software Platforms Choose ValPay

100%

of merchant processing volume earns your platform revenue share

99.9%

uptime across a globally redundant processing network

1:1

Dedicated account team and integration specialists for every partner

“Hotels feel payments at every step of a stay: the card at booking, the deposit, the folio at checkout. Moving all of that inside roommaster with ValPay took the messiest part of our customers’ day off their plate, and reconciliation went from a nightly chore to a single view. It also turned payments into revenue for us instead of something we referred away.”

Rachel Douglas

CEO, roommaster (formerly innQuest)

Our success stories

Proven success with leading software platforms

Our expertise as software operators means we understand your challenges firsthand. That’s why leading platforms trust ValPay to power their payments with reliability, security, and scale.

Join ValPay for vertical market growth

Our partners boost their revenue, retain more customers, and streamline operations with integrated solutions.

  • Bluebird logo
  • Aysling logo
  • Apero Solutions logo
  • Cott Systems logo
  • Dentitek Logo
  • MacPractice logo
  • DockMaster Logo
  • Hudson Software logo
  • H&L Logo
  • Demandbridge Logo
  • Kivuto Logo
  • JBL logo
  • Rentall Logo
  • Protecmedia Logo
  • Roomaster Logo
  • Seekda Logo
  • Service Central logo
  • XDLDent Logo
  • Servico Logo
  • Trendex Logo
  • Valstone Logo
  • TDO logo

Ready to create value?

Integrating ValPay into your software platform is more than just adding a payment solution: it’s creating a strategic advantage.

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Ready to create value?

Integrating ValPay into your software platform is more than just adding a payment solution: it’s creating a strategic advantage.

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Ready to create value?

Integrating ValPay into your software platform is more than just adding a payment solution: it’s creating a strategic advantage.

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Sam Wilson

Jonathan Parker

Sarah Brunt

Mara Wilkins

Frequently Asked Questions

How it works

Quick answers to the most frequently asked questions about ValPay and embedded payments. Need more help? Our team is always here to assist.

What is ValPay and how does it work?

ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue—without the burden of managing underwriting, compliance, and regulatory complexities that come with being a PayFac. Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.

What industries does ValPay support?
What tasks can ValPay perform?
How much does ValPay cost?
Can ValPay be integrated as a white-label solution?
How quickly can ValPay be deployed?
What payment methods does ValPay support?

Frequently Asked Questions

How it works

Quick answers to the most frequently asked questions about ValPay and embedded payments. Need more help? Our team is always here to assist.

What is ValPay and how does it work?

ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue—without the burden of managing underwriting, compliance, and regulatory complexities that come with being a PayFac. Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.

What industries does ValPay support?
What tasks can ValPay perform?
How much does ValPay cost?
Can ValPay be integrated as a white-label solution?
How quickly can ValPay be deployed?
What payment methods does ValPay support?

Frequently Asked Questions

How it works

Quick answers to the most frequently asked questions about ValPay and embedded payments. Need more help? Our team is always here to assist.

What is ValPay and how does it work?

ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue—without the burden of managing underwriting, compliance, and regulatory complexities that come with being a PayFac. Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.

What industries does ValPay support?
What tasks can ValPay perform?
How much does ValPay cost?
Can ValPay be integrated as a white-label solution?
How quickly can ValPay be deployed?
What payment methods does ValPay support?

Embedded Payments Partner

Fuel your growth

Simplify payment operations, unlock revenue opportunities, and deliver exceptional value to your users with ValPay’s seamless, scalable solutions.

Embedded Payments Partner

Fuel your growth

Simplify payment operations, unlock revenue opportunities, and deliver exceptional value to your users with ValPay’s seamless, scalable solutions.