Funding that moves
at the
speed of your
business.
Hudson Capital gives eligible merchants fast, flexible financing with sales-based repayments. No credit checks, no lengthy forms — just one fixed fee and, if approved, funds in as little as one business day.
No impact to credit
Funds in 1–2 days if approved
One fixed fee
Example offer
Illustrative
Example funding up to
$100,000
One fixed fee
No interest
Funding
1–2 business days
Repayment
% of your sales
Credit impact
None to apply
Built for how you actually run
Capital that flexes with your sales — not against them.
1–2
Business days to funding
If approved, accept your offer and funds can land in as little as one business day.
$0
Application & late fees
No application fees, no late fees, no prepayment penalties — ever.
1
Simple fixed fee
No compounding interest. You know your total cost up front.
%
Sales-based repayment
A fixed percentage of your sales, automatically debited as you earn.
How it works
Four simple steps from offer to
funded.
01
Easy application
We use your sales history to determine eligibility — no credit checks, no lengthy forms, and no collateral required.
02
Quick funding
If approved, funds can be available in your linked account in as little as one business day.
03
Flexible, sales-based repayments
Your repayments adjust with your sales. A fixed percentage is automatically debited from your linked bank account.
04
One fixed fee
No interest, no late fees, no application fees, and no other charges — just one fixed fee over the term of the loan.
What you can use it for
Wherever you're headed next, put your funds to work.
If approved, use your funds for virtually any business need. Here's how merchants put Hudson Capital to work.
Inventory & supplies
Stock up ahead of your busy season without straining cash flow.
Payroll & hiring
Cover wages and bring on the team you need to keep growing.
Marketing
Fund the campaigns that bring new customers through the door.
Renovations & repairs
Refresh your space or fix what's holding you back.
New locations
Expand into new markets and open your next location.
Day-to-day cash flow
Smooth out the slow weeks and manage bills with confidence.
Eligibility
How to know if you qualify.
Eligibility is limited to select merchants and requires a sustained sales history with Hudson. Not eligible today? As your Hudson sales grow, you may qualify in the future — we're always re-evaluating.
We review your sales
There's nothing to fill out. We continuously evaluate your sales history with Hudson to determine eligibility.
You get a personalized offer
When you qualify, your offer appears in the Reporting portal and arrives by email. There's no application to start.
Customize & accept
View, customize, and if approved, accept your offer right inside the Merchant Portal in a few clicks.
Funds arrive fast
Once approved, funds can land in your linked account in as little as 1–2 business days if approved.
Frequently asked questions
Questions? We've got answers.
Still have questions? Email
How the program works
A simpler way to fund your next move.
Hudson Capital is offered to eligible merchants by invitation. Explore how funding is structured, what it costs, and what to expect along the way.
Important disclosures
All loans are issued by Celtic Bank. All loans and offers are subject to credit approval, identity verification, and are subject to periodic review and may change without notice. Bank transfers are subject to review.
Hudson Capital is offered in partnership with Parafin. Loans are issued by Celtic Bank, Member FDIC. Hudson Capital is a marketing name for the program; it is not a lender.
This page is for general educational purposes only. All amounts, fees, and terms shown are illustrative examples and do not constitute an offer of credit.