Membership & Payments
Payments built for membership organizations
ValPay runs recurring payments for membership, association, and union software. Failed dues get retried automatically, expired cards refresh on their own, and renewals stay on track inside one embedded solution.
The Challenge
Why membership organizations need smarter payments
Associations, clubs, and unions run on recurring dues. When a card fails or expires, that money quietly disappears, and the manual follow-up rarely catches all of it.
01
Members churn without meaning to
A declined card almost never means someone wants to cancel. But with no automatic retry, an expired card becomes a lapsed membership and revenue nobody notices until renewal season.
02
Manual dunning eats your team alive
Chasing failed dues by email and phone burns hours your staff doesn't have. The work grows with your membership, and most of it never needed a human in the first place.
03
Recoverable revenue slips away
Roughly one in ten recurring charges fails on the first attempt. Without an account updater and smart retries, most of that money never comes back.
WHY VALPAY
Why ValPay?
A short paper on why embedded payments belong inside your software, and what an embedded model earns your platform. Tell us where to send your copy.
The Solution
How ValPay recovers your recurring revenue
Intelligent Auto-Retry
When a charge fails, ValPay retries it on the timing most likely to clear, reading the decline reason and card type instead of hammering the same dead card.
Payment Recovery and Account Updater
Expired and reissued cards refresh before they ever decline. Built-in dunning sequences catch the failures that slip through, so most dues collect themselves.
Security and Compliance Built In
Every payment is tokenized and processed on PCI Level 1 infrastructure. Card data never touches your systems, so member information stays protected and your platform stays compliant.
GBP ￡90.75
USD $456.20
EUR €320.40
CAD $120.00
USD $180.00
GBP ￡90.75
USD $456.20
EUR €320.00
CAD $120.00
USD $180.00
USD $180.00
CAD $120.00
EUR €320.40
USD $456.20
GBP ￡90.75
GBP ￡90.75
USD $456.20
EUR €320.00
CAD $120.00
USD $180.00
USD $180.00
CAD $120.00
EUR €320.00
USD $456.20
GBP ￡90.75
Recurring Dues and Renewal Billing
Run dues, multi-year terms, and renewals with proration, grace periods, and flexible schedules, whether members pay monthly, annually, or per cycle.
Features
Membership payment features
Card Updater Service
Automatically refreshes expired and reissued card details before a recurring charge can fail.
Self-Service Member Portal
Members update their payment method and check billing history through a branded portal.
Multi-Chapter Billing
Manage dues and payments across chapters, locals, or regions from one platform.
Proration and Mid-Cycle Changes
Calculates prorated amounts automatically when members upgrade, downgrade, or pause.
Digital Wallet Support
Apple Pay and Google Pay for fast dues payments online and in person.
Household and Group Billing
Bill family, household, or group memberships to one card while tracking each member separately.
Why ValPay
Why Software Platforms Choose ValPay
100%
of merchant processing volume earns your platform revenue share
99.9%
uptime across a globally redundant processing network
1:1
Dedicated account team and integration specialists for every partner
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
Our success stories
Proven success with leading software platforms
Our expertise as software operators means we understand your challenges firsthand. That’s why leading platforms trust ValPay to power their payments with reliability, security, and scale.
Join ValPay for vertical market growth
Our partners boost their revenue, retain more customers, and streamline operations with integrated solutions.
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
Our success stories
Proven success with leading software platforms
Our expertise as software operators means we understand your challenges firsthand. That’s why leading platforms trust ValPay to power their payments with reliability, security, and scale.
Join ValPay for vertical market growth
Our partners boost their revenue, retain more customers, and streamline operations with integrated solutions.
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
"The car rental industry has unique payment solution needs, and ValPay exceeded all expectations in addressing them. Through their close collaboration with Bluebird, they ensured seamless integration of their products into our operations, creating a smooth and efficient experience for both our team and our customers. Their support team is truly unparalleled."
Karen Barnes
VP of Operations and Portfolio Manager
"As a software provider serving the marine industry, we’re always on the lookout for solutions that integrate effortlessly with our platform while meeting the unique needs of our customers. Partnering with ValPay has been transformative. Their integration process is remarkably seamless, and the quality of their technology is exceptional."
Kent Howard
Portfolio Manager
"With ValPay, we’ve not only reduced our operational costs and payment-related risks but also seen a measurable improvement in profitability. Their commitment to innovation and exceptional support has made this partnership invaluable. Our clients now enjoy a secure, efficient, and user-friendly payment experience, and we couldn’t be more thrilled with the results."
Rachel
Operations Manager at roomMaster
Our success stories
Proven success with leading software platforms
Our expertise as software operators means we understand your challenges firsthand. That’s why leading platforms trust ValPay to power their payments with reliability, security, and scale.
Join ValPay for vertical market growth
Our partners boost their revenue, retain more customers, and streamline operations with integrated solutions.
Ready to create value?
Integrating ValPay into your software platform is more than just adding a payment solution: it’s creating a strategic advantage.
Sam Wilson
Jonathan Parker
Sarah Brunt
Mara Wilkins
Sam Wilson
Jonathan Parker
Sarah Brunt
Mara Wilkins
Sam Wilson
Jonathan Parker
Sarah Brunt
Mara Wilkins
Ready to create value?
Integrating ValPay into your software platform is more than just adding a payment solution: it’s creating a strategic advantage.
Sam Wilson
Jonathan Parker
Sarah Brunt
Mara Wilkins
Sam Wilson
Jonathan Parker
Sarah Brunt
Mara Wilkins
Sam Wilson
Jonathan Parker
Sarah Brunt
Mara Wilkins
Ready to create value?
Integrating ValPay into your software platform is more than just adding a payment solution: it’s creating a strategic advantage.
Sam Wilson
Jonathan Parker
Sarah Brunt
Mara Wilkins
Sam Wilson
Jonathan Parker
Sarah Brunt
Mara Wilkins
Sam Wilson
Jonathan Parker
Sarah Brunt
Mara Wilkins
Frequently Asked Questions
How it works
Quick answers to the most frequently asked questions about ValPay and embedded payments. Need more help? Our team is always here to assist.
What is ValPay and how does it work?
ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue—without the burden of managing underwriting, compliance, and regulatory complexities that come with being a PayFac. Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.
What industries does ValPay support?
What tasks can ValPay perform?
How much does ValPay cost?
Can ValPay be integrated as a white-label solution?
How quickly can ValPay be deployed?
What payment methods does ValPay support?
Frequently Asked Questions
How it works
Quick answers to the most frequently asked questions about ValPay and embedded payments. Need more help? Our team is always here to assist.
What is ValPay and how does it work?
ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue—without the burden of managing underwriting, compliance, and regulatory complexities that come with being a PayFac. Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.
What industries does ValPay support?
What tasks can ValPay perform?
How much does ValPay cost?
Can ValPay be integrated as a white-label solution?
How quickly can ValPay be deployed?
What payment methods does ValPay support?
Frequently Asked Questions
How it works
Quick answers to the most frequently asked questions about ValPay and embedded payments. Need more help? Our team is always here to assist.
What is ValPay and how does it work?
ValPay is an embedded payment solution that allows you to onboard merchants, process transactions, and effortlessly optimize your revenue—without the burden of managing underwriting, compliance, and regulatory complexities that come with being a PayFac. Our PayFac-as-a-Service model gives you all the benefits of integrated payments while we handle the heavy lifting.
What industries does ValPay support?
What tasks can ValPay perform?
How much does ValPay cost?
Can ValPay be integrated as a white-label solution?
How quickly can ValPay be deployed?
What payment methods does ValPay support?
Embedded Payments Partner
Fuel your growth
Simplify payment operations, unlock revenue opportunities, and deliver exceptional value to your users with ValPay’s seamless, scalable solutions.
Embedded Payments Partner
Fuel your growth
Simplify payment operations, unlock revenue opportunities, and deliver exceptional value to your users with ValPay’s seamless, scalable solutions.